Florida Scooter Insurance

Do I need insurance to ride a scooter in the state of Florida? And how much do you think a license tag for a scooter will cost for a 21-year-old who’s never had a traffic violation or ticket? — Marc-Jean in Florida

The state of Florida considers any scooter over 49cc to be a motorcycle. The law does not require you to carry insurance for a motorcycle or scooter, but personally I wouldn’t ride without it. It’s very inexpensive protection — often less than $100 a year.

As to a license plate, Florida charges the same price for every vehicle, regardless of your age and driving record. It’s currently $27.60 for a scooter license plate and all the associated fees, due annually just like your car registration.

In Florida, you will also need a motorcycle endorsement on your drivers license if your scooter is above 49cc.

You can visit the DHSMV website at http://www.flhsmv.gov/dmv/faqmotor.html for more information.

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